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Legal Disclaimers

Last Updated: December 4, 2025

PLEASE READ CAREFULLY

Boston Property Navigator provides informational and educational content ONLY. We do NOT provide professional real estate, financial, legal, or investment advice.

You MUST consult licensed professionals before making any property purchase or investment decisions. Using our platform does not create any professional relationship.

ENTERTAINMENT & EDUCATIONAL PURPOSE ONLY

This platform is designed for entertainment, educational exploration, and general information purposes only. Our analyses, recommendations, scores, and rankings are hypothetical scenarios and thought experiments designed to help you think about real estate markets—NOT actionable professional advice.

Think of this platform like:

  • A financial calculator that shows "what if" scenarios
  • A real estate podcast discussing market trends
  • A book about investment theory and market analysis

This is NOT:

  • A licensed real estate brokerage providing transaction services
  • A registered investment advisor making portfolio recommendations
  • A fiduciary acting in your specific interest

1. General Disclaimer

All information, content, analysis, and recommendations provided by Boston Property Navigator (the "Platform") are for informational and educational purposes only.

1.1 No Professional Advice

The Platform does NOT provide and should NOT be construed as providing:

  • Real Estate Advice: We are not licensed real estate brokers or agents
  • Financial Advice: We are not registered investment advisors or financial planners
  • Legal Advice: We are not attorneys or a law firm
  • Tax Advice: We are not certified public accountants or tax professionals
  • Insurance Advice: We are not licensed insurance agents
  • Appraisal Services: We are not licensed property appraisers

1.2 Required Professional Consultation

YOU MUST CONSULT WITH LICENSED PROFESSIONALS

Before making any property purchase, investment, or financial decision, you must consult with qualified professionals including:

  • Licensed real estate agents or brokers
  • Real estate attorneys
  • Financial advisors or investment professionals
  • Certified public accountants or tax advisors
  • Licensed property inspectors
  • Insurance agents
  • Mortgage lenders or loan officers

1.3 No Fiduciary Relationship

Using the Platform does NOT create any advisory, fiduciary, professional, or confidential relationship between you and Boston Property Navigator. We have no duty to act in your best interest.

1.4 Arm's-Length Relationship / No Agency

The relationship between you and Boston Property Navigator is strictly contractual and arm's-length. This relationship:

  • Does NOT create any fiduciary relationship
  • Does NOT create any agency relationship
  • Does NOT create any attorney-client relationship
  • Does NOT create any advisor-client relationship
  • Does NOT impose any duty on us to act in your best interest

You acknowledge that we have no special duty of care, loyalty, or confidentiality to you beyond providing access to this entertainment and information platform.

1.5 No Brokerage Activity / UPRE Compliance

We Explicitly DO NOT Engage in Licensed Real Estate Activity

We do NOT engage in any activity requiring real estate licensure, including:

  • Listing, selling, or negotiating property transactions on behalf of others
  • Providing transaction-specific contract guidance or negotiation tactics
  • Offering property valuations or appraisals for compensation
  • Receiving compensation contingent upon property transactions
  • Managing or facilitating property showings or access
  • Providing specific offer strategies for your individual transaction

Our platform provides ONLY: General market education, publicly available data aggregation, and entertainment content.

1.6 No Legal Practice / UPL Compliance

We Explicitly DO NOT Engage in the Practice of Law

We do NOT engage in the practice of law, including:

  • Interpreting contract terms or legal obligations for your specific situation
  • Providing legal opinions on property rights, disputes, or disclosure requirements
  • Drafting or modifying legally binding documents
  • Advising on jurisdiction-specific legal requirements or statutes
  • Representing you in any legal matter or transaction

All content is general information only. You MUST consult a licensed real estate attorney in your jurisdiction for legal guidance on any property transaction or real estate matter.

2. Property Analysis & Investment Disclaimers

2.1 AI Analysis Limitations

Our AI-powered property analysis system:

  • Provides estimates only: Not guaranteed accurate valuations
  • Uses historical data: Past performance does not guarantee future results
  • May contain errors: AI systems can produce incorrect or inconsistent results
  • Is not an appraisal: Not a substitute for professional property appraisal
  • Cannot predict markets: Real estate markets are unpredictable and volatile

2.2 Investment Risk Warning

⚠️ REAL ESTATE INVESTMENT INVOLVES SUBSTANTIAL RISK

You may lose some or all of your investment. Real estate values can decline. Market conditions can change rapidly. Liquidity is limited. Professional consultation is essential.

Our investment scenarios, ROI calculations, and market predictions are hypothetical educational examples designed for entertainment and learning—NOT guarantees or professional recommendations for your specific situation.

2.3 No Performance Guarantee

We make NO GUARANTEES regarding:

  • Property appreciation or returns on investment
  • Rental income potential or occupancy rates
  • Property condition or structural soundness
  • Neighborhood trends or development plans
  • School quality or district boundaries (which may change)
  • Tax rates or assessments (which are subject to change)
  • Market liquidity or ability to sell property

2.4 Independent Verification Required

You MUST independently verify:

  • All property details, condition, and legal status
  • Market data, comparable sales, and valuations
  • School ratings, boundaries, and educational quality
  • Neighborhood characteristics and community features
  • Zoning regulations and development restrictions
  • Tax obligations and assessment procedures

3. Market Data & Property Information Disclaimers

3.1 Data Sources & Accuracy

Our platform aggregates data from various sources including:

  • Publicly available property records
  • Real estate sales databases
  • School district information
  • Government demographic data
  • Third-party data providers (ATTOM, etc.)
  • User-generated content (Town Vibes)

3.2 Data Limitations

Data May Be:

  • Outdated: Market conditions change constantly
  • Incomplete: Not all properties or towns are fully covered
  • Inaccurate: Data sources may contain errors
  • Delayed: Updates may lag real-time market changes
  • Estimated: Some values are calculated estimates, not actual figures

3.3 No Warranty of Accuracy

We do NOT warrant or guarantee the accuracy, completeness, timeliness, or reliability of any data, property information, market analysis, or content on the Platform.

3.4 Rapid Market Changes

Real estate markets change rapidly. Data presented may become outdated or inaccurate within days or weeks. Always verify current market conditions with local professionals.

4. School Information Disclaimers

4.1 School Data Sources

School rankings and information are derived from third-party sources and publicly available data. We do not independently verify school quality or ratings.

4.2 Important School Warnings

⚠️ CRITICAL: Verify All School Information

  • School boundaries change: District lines are redrawn regularly
  • Assignments not guaranteed: Living in a district doesn't guarantee school placement
  • Quality varies: Individual experiences differ from aggregate ratings
  • Ratings are subjective: Different rating systems use different criteria
  • Programs change: Special programs or magnet schools may be discontinued

4.3 Required Verification

ALWAYS verify with official sources:

  • Contact school district offices directly
  • Visit schools in person
  • Review official district websites
  • Confirm current boundary maps
  • Check enrollment procedures and requirements
  • Speak with current parents and students

5. Town Vibes Crowdsourced Data Disclaimers

⚠️ Town Vibes Data is User-Generated and Subjective

5.1 Crowdsourced Data Warning

Town Vibes voting data:

  • Is subjective opinion: Not objective facts or professional analysis
  • May be inaccurate: Based on individual perceptions and biases
  • May be offensive: Can contain stereotypes or negative characterizations
  • Is not verified: No fact-checking or professional review process
  • May be manipulated: Subject to coordinated voting or spam
  • Is incomplete: Not all towns have equal representation

5.2 No Endorsement

The Platform does NOT endorse user-generated content in Town Vibes. We act as a distributor, not a publisher, of community opinions.

5.3 Do Not Rely for Decisions

DO NOT use Town Vibes data as a basis for property purchase, investment, or relocation decisions.

See our Town Vibes User Agreement for complete terms.

6. Financial & Tax Disclaimers

6.1 Not Financial Advice

Nothing on this Platform constitutes financial, investment, or tax advice. We are NOT:

  • Registered investment advisors
  • Certified financial planners
  • Tax professionals or CPAs
  • Mortgage brokers or lenders

6.2 Tax Information Warning

Tax rates, assessments, and obligations:

  • Change frequently and vary by jurisdiction
  • Depend on individual circumstances
  • May differ from displayed information
  • Must be verified with official tax authorities

6.3 Mortgage & Financing Disclaimers

Financing information and mortgage calculators on the Platform:

  • Are for illustrative purposes only
  • Do not represent actual loan offers or terms
  • May not reflect current interest rates
  • Do not account for individual creditworthiness
  • Must be verified with licensed mortgage lenders

Always consult with mortgage professionals, financial advisors, and tax professionals before making financing decisions.

7. External Links & Third-Party Content

7.1 External Links

The Platform may contain links to external websites or resources. We do NOT:

  • Control or endorse external content
  • Warrant accuracy of third-party information
  • Assume liability for external sites
  • Guarantee availability of linked resources

7.2 Third-Party Data

Data from third-party providers (ATTOM, Anthropic, etc.) is subject to those providers' terms and limitations. We do not control or verify third-party data accuracy.

8. Limitations of Liability

BY USING THIS PLATFORM, YOU AGREE TO THE FOLLOWING LIMITATIONS:

8.1 "AS IS" Disclaimer

All content, data, and services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied.

8.2 No Liability

THE PLATFORM IS NOT LIABLE FOR:

  • Property purchase decisions or investment losses
  • Inaccurate data or analysis errors
  • Market predictions or forecasts
  • Missed opportunities or financial damages
  • Reliance on crowdsourced or AI-generated content
  • Service downtime or technical issues

8.3 Maximum Liability

Our maximum liability for any claim shall not exceed $100 USD, regardless of the nature of the claim.

See our complete Terms of Service for full limitation of liability provisions.

9. Jurisdiction & Venue

These disclaimers are governed by the laws of the Commonwealth of Massachusetts, United States. Any disputes arising from use of the Platform shall be resolved in Massachusetts courts.

For complete legal terms, see our Terms of Service.

Your Acknowledgment

By using Boston Property Navigator, you acknowledge that you have:

  • Read and understood all disclaimers on this page
  • Agreed not to rely on Platform content for professional advice
  • Committed to consulting licensed professionals before making decisions
  • Accepted all limitations of liability
  • Understood that all data may be inaccurate or outdated
  • Assumed all risk associated with using the Platform

When in doubt, consult professionals. Your property and financial decisions are too important to rely on online tools alone.

Questions?

If you have questions about these disclaimers, please contact us through our contact form.

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For informational purposes only. Not professional real estate, financial, or legal advice.